We’ll Help You Navigate the Insurance Process — Starting with a Free Inspection
If you’re dealing with damaged or corroded pipes and wondering whether your homeowner’s insurance will help cover the cost, you’re not alone. Many homeowners across Texas—especially in older homes with cast iron drains—ask this very question. The good news is: in many cases, yes, insurance may pay for trenchless sewer repair.
At Trenchless Pipe Lining, we work with homeowners throughout Dallas, Austin, and beyond to help them navigate insurance claims related to sewer line failures. We specialize in Cured-In-Place Pipe (CIPP) lining and spin cast epoxy repair — two trenchless methods that are faster, cleaner, and more cost-effective than traditional pipe replacement.
Why Insurance Companies Often Prefer Trenchless Repair
Insurance companies in Dallas often prefer to cover CIPP or spin cast epoxy lining for pipe repairs because these methods are significantly cheaper and just as effective as full pipe replacements.
Traditional excavation can cost $40,000 to $70,000 or more, depending on the size of the home and the extent of damage. Trenchless methods typically fall in the $10,000–$20,000 range and can be completed in days — not weeks.
Because trenchless repairs reduce property damage, avoid demolition, and minimize labor, insurers may consider them the preferred option — especially when repairs are deemed necessary due to sudden water damage or active leaks.
What You Should Do If You Suspect Your Insurance Might Cover Pipe Repair
If you’re experiencing issues with your sewer or drain system, it’s important to act quickly. Many insurance providers require timely documentation and proof of active damage. Here’s what to do:
1
Contact your insurance agent to request details about your coverage, including “service line protection” or “sewer backup” endorsements.
2
Ask us for a professional assessment and a written quote with supporting photos and video documentation.
3
Document visible damage, including any signs of water intrusion, moisture, or structural impact.
4
Schedule a free video inspection with our team to identify the condition of your cast iron sewer lines.
5
Submit your claim and let us help you coordinate with your adjuster.
Do Insurance Companies in Texas Cover Trenchless Pipe Lining?
While policies vary, many of our customers have successfully received partial or full coverage for trenchless pipe lining. The key factor is whether your damage qualifies under the “sudden and accidental” clauses typically required for coverage.
Ask yourself:
If you answered “yes” to several of these, there’s a good chance that your insurance provider may help cover pipe repair costs.
Insurance Providers and Service Line Endorsements
Not all standard policies include sewer line coverage — but many major insurers offer optional endorsements that do. These include:
Ask your agent about adding “service line coverage” or reviewing your current policy’s exclusions related to corrosion, root intrusion, or water damage.
